Get Your Payday Loan by Phone - No Fax Cash Advance

If a financial emergency arises most people can quickly get a payday loan by phone. A payday loan is money that you can borrow and pay back with your next paycheck. It's designed to help people who have poor credit to get money when they need it.
It's a very simple application that you can do over the phone with a payday loan financial institution. When you're approved the money is electronically wired into your bank account, usually within 24 hours.
How to Get Payday Loans
There are a number of different ways to get these cash advances. Until relatively recently people would go to a local loan shop and write out their application. Sometimes it took awhile to get to the shop and often there were lines to wait on.
These loan shops also usually required that some paper work, like your utility bill, drivers license and pay stub, be included with your application.
A lot of things have changed with the Internet. Now, the fastest way to apply for a loan is by going online. Just click on one of the links at the end of this article and you can get access to some online payday loan companies.
When you apply for an online payday loan it's not necessary to fax anything over. You don't need copies of your drivers license, pay stub or electric bill.
If you'd like you can pick up your phone and call someone at the lending institution and ask them to complete the form for you But since the website is a secure environment it could be faster and easier if you just fill in the details yourself.
What Do You Need for a Payday Loan?
There are only a handful of requirements in order to get a payday loan. You need:
- To be at least 18 years old
- To be a citizen of the United States
- To be employed or have a steady source of income
- Have a checking account or a savings account
The interest rates and fees for payday loans are quite a bit higher than for more traditional loans. Because of that most people only get these cash advances when a real emergency comes up.
Once you're approved - and it takes only a few minutes - the money will be electronically wired into your bank account.